A 2nd charge mortgages. sometimes called a secured loan, is an additional mortgage taken out on a property that already has a primary mortgage. Unlike remortgaging, which replaces your existing mortgage, a second charge runs alongside your first one. Essentially, your home acts as collateral for both loans. The first mortgage lender has priority if … Read more
When applying for a mortgage in the UK, understanding the importance of UK mortgage credit score is crucial. Lenders use this score to evaluate an individual’s creditworthiness, determining the likelihood of repaying the mortgage. A good credit score for mortgage can significantly impact the mortgage terms offered, including interest rates and repayment conditions. Meeting mortgage … Read more
Finding a Halal mortgage in the UK can be challenging, especially if you want a Sharia-compliant option that avoids interest (riba). In this guide, you’ll learn everything about Islamic mortgages in the UK, how they work, the best providers, and how to apply in 2025. What is a Halal Mortgage A Halal Mortgages is a … Read more
RBS Fixed Rate Mortgage: When you’re planning to buy a home or remortgage your existing property, a fixed rate mortgage offers security and peace of mind. The Royal Bank of Scotland (RBS) provides a variety of fixed rate mortgage options tailored to meet the needs of UK homebuyers in 2025. In this guide, we’ll cover … Read more
Choosing the right mortgage can be overwhelming, especially with so many options available in the UK market. From fixed-rate to interest-only, each type comes with its own benefits and risks. In this guide, we’ll break down the most common types of mortgage loans in 2025 and help you understand which one suits your financial needs … Read more
Are you a UK mortgage broker looking for non-standard or complex mortgage solutions for your clients? If yes, you will have heard of Foundation Home Loans for Intermediaries. They are a well-known specialist mortgage lender that offers brokers the opportunity to help clients who are turned down by high street lenders. Whether they are self-employed, … Read more
The Royal Bank of Scotland (RBS) is one of the UK’s leading financial institutions, offering a variety of mortgage options to homebuyers and property investors. In 2025, RBS mortgage rates have gained attention due to competitive offers and rate changes in response to the Bank of England’s decisions. Whether you’re a first-time buyer, remortgaging, or … Read more